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In California we aren’t a no fault state with regards to automobile insurance. We must have liability insurance on our cars by law in California. The law requires we carry no less than 15/30/5 with an insurance plan. There is a California Fair plan that exists of course, if you qualify you’ll be able to carry rates lower then the aforementioned 15/30/5. What the heck can this mean 15/30/5? Insurance 101 the following. Let’s break it down –

If you are are paying your automobile using a loan, you will need to have comprehensive coverage. Also if you acquire an extravagance or expensive car is recommended to have such a coverage to guard your investment. The common deductible is all about $250 and $500 for each incident. The higher your deductible the bottom your premium cost could be. One of the advantages of smaller deductibles is that someone shops might … Read the rest